Job Description

Immediate need for a Special Assets Officer for a well-established, regional financial institution.

RESPONSIBILITIES:

• Responsible for managing a portfolio of problem consumer, commercial, and real estate loans. 
• Works in a team environment developing and recommending strategies to maximize recovery and reduce losses from own portfolio of commercial credits.
• Works closely with borrowers, executives, attorneys and mid-size company groups to review and restructure credit and repayment terms to better secure collateral, attain an equity position or charge-off the loan as appropriate.
• Manages the largest and most complex consumer, commercial, and real estate loan portfolio, (including fulfilling a lead agent role in syndicated credits.)
• Utilizes a high degree of independence in managing a large portfolio of a diverse and complex nature.
• Directs and administers multifaceted action plans strategies with considerable autonomy and judgment.

  REQUIREMENTS:

• Bachelor's Degree
• Minimum of 5 years of experience in special assets in C&I, Real Estate, and/or fulfilling a lead agency role of a syndicated credit (s).
• Thorough working knowledge of analysis of corporate financial statements and commercial/corporate structure required. 
• Demonstrated ability to analyze credit and to develop and negotiate repayment terms with mid-size companies and high net worth individuals. 
• Strong working knowledge of loan restructuring and re-negotiation of interest rates, terms, collateral requirements, documentation and loan agreements. 
• Excellent verbal and written communication skills to interact effectively with all levels of Bank personnel and customers.

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437.  All inquiries held in strict confidence.  Thank you for your interest.

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